Terms of Service

1. Acceptance of Terms

By accessing or using Dividend Tracker, you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the service.

2. Description of Service

Dividend Tracker is a web application for tracking stock portfolios across NASDAQ, BVB (Romania), and European markets with dividend tracking and sustainability scoring. The service provides tools for monitoring holdings, viewing dividend calendars, analyzing portfolio performance, and screening stocks.

3. User Accounts

You must sign in with a Google account to use the service. You are responsible for maintaining the security of your account and for all activities that occur under your account. You must notify us immediately of any unauthorized use.

4. Acceptable Use

You agree not to:

• Use the service for any unlawful purpose or in violation of any applicable laws
• Attempt to gain unauthorized access to the service or its related systems
• Interfere with or disrupt the integrity or performance of the service
• Use automated means to scrape, crawl, or extract data from the service beyond normal usage

5. Intellectual Property

The service and its original content, features, and functionality are owned by Dividend Tracker. The service is protected by copyright, trademark, and other applicable laws. Your portfolio data remains your own.

6. Not Financial Advice

Dividend Tracker is a portfolio tracking tool, not a financial advisory service. The information provided, including safety scores, dividend projections, and analytics, is for informational purposes only and does not constitute financial, investment, tax, or legal advice. You should consult a qualified financial advisor before making investment decisions. We are not responsible for any investment decisions you make based on information displayed in the service.

7. Limitation of Liability

The service is provided "as is" and "as available" without warranties of any kind. We do not guarantee the accuracy, completeness, or timeliness of stock prices, dividend data, or any other financial information displayed. In no event shall Dividend Tracker be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the service.

8. Termination

We may terminate or suspend your access to the service at any time, without prior notice or liability, for any reason. You may delete your account and all associated data at any time through the Settings page.

9. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Your continued use of the service after changes constitutes acceptance of the updated terms.

10. Contact

If you have questions about these Terms of Service, please contact us through the Feedback page accessible within the application.